Free Financial Tools

Think numbers,
think RAFT.

Powerful calculators built for small business owners, property investors, and private clients. No sign-up required.

Property & Lending

Home Loan Calculator

Monthly repayments, total interest, and amortisation schedule for Australian home loans.

Loan Details

$
% p.a.
years

Results

🏠

Enter your loan details and click Calculate

Looking to finance a property?

Our advisors can model the right loan structure, offset strategy, and tax implications.

Talk to Our Team
These calculations are estimates only and assume principal & interest repayments at a fixed rate. Not financial advice.
Property & Lending

Stamp Duty Calculator

Estimate Victorian land transfer duty — including first home buyer concessions.

Property Details

$

Results

🏷

Enter property details and click Calculate

Based on Victorian State Revenue Office rates. First home buyer concessions apply to properties up to $750,000. Not financial advice.
Tax & Compliance

Income Tax Estimator

FY2025–26 tax estimate including Medicare levy, LITO, and net income.

Your Income

$

Results

📈

Enter your income and click Calculate

Want to pay less tax — legally?

Our tax team specialises in structuring, deductions, and proactive planning.

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Based on ATO FY2025-26 tax rates (Stage 3 tax cuts). Includes Medicare levy at 2%. LITO applied automatically. Not financial advice.
All Tools

12 calculators, zero sign-ups.

Every tool is free and built on ATO-sourced data.

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Home Loan

Repayments & amortisation

🏷

Stamp Duty

VIC transfer duty

⚖

Loan Comparison

Side-by-side loans

📈

Income Tax

FY2025-26 estimate

🧾

GST Calculator

Inclusive/exclusive

✅

Deduction Checklist

Industry-specific

💵

Pay Calculator

Gross to net

🏦

Super Projector

Retirement balance

📋

Budget Planner

Monthly cashflow

📈

Break-Even

Revenue target

🏗

Business Structure

Entity comparison

💼

Dividend vs Salary

Tax optimiser